Getting Ready For Your Retirement
With the right preparation and advice, you can have a well constructed plan for your retirement
Ensuring your income lasts.
Retirement is often an exciting and significant milestone in someone's life. We're here to make that step as easy and enjoyable as possible for you.
Longevity.
With life expectancy at age 65 increasing, being retired for 20 years or more means you need to plan for an income that funds for retirement this long.
Taxation.
Having spent a long time carefully building your retirement fund, the last thing you want to do is give a big chunk of it to the tax man. This is another reason why you need to plan carefully how you use your retirement fund.
Planning.
Planning makes a real difference and having a target income and getting the right financial advice can make a marked difference to someone's retirement income.
"The goal is to Discover the financial future you want and help achieve it together"
Navigating Your Choices.
There is a lot to think about when it comes to retirement. Your adviser will be able to help you make the right choices by taking into consideration your unique circumstances.
Tax Free Lump Sum
You may be able to take 25% of your pension fund as a lump sum, completely tax free
Annuity
An annuity could pay you a guaranteed income for the rest of your life
UFPLS
You may be able to take your pension as a partial or full lump sum
Open Market Option
You don't have to accept the annuity your pension provider offers you
Cash Flow Modelling
Our tailored cash flow modelling solutions will bring your financial future to life
Together we can help you Discover the financial future you want
THE VALUE OF PENSIONS AND INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.
TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE ADVICE ON CASH DEPOSITS, ESTATE PLANNING, INHERITANCE TAX PLANNING AND TAX PLANNING.