Protect your business from the unexpected.
Planning ahead helps protect everything you’ve worked hard to build.
Did you know?
6 in 10 SMEs would cease trading within a year if a key person died (L&G State of the Nation's SME Report, 2021).
Longevity.
Every successful business relies on people, key employees, directors, partners, and specialists who keep everything running smoothly. But what would happen if one of them suddenly couldn’t work due to illness, injury, or death?
Impact.
For many businesses, the financial impact can be immediate. Not because the business isn’t strong, but because losing essential skills, leadership, or knowledge can disrupt cashflow, operations, and long‑term stability.
Planning.
Planning ahead helps protect everything you’ve worked hard to build.
The reality for business owners.
If a key person, partner, or director is no longer able to work, the effects can be significant:
Reduced profits or lost contracts
Disruption to staff and day-to-day operations
Pressure on remaining team members
Risk to business loans or financial commitments
Potential changes in ownership or control
Most businesses simply aren't prepared, but a little planning now can make all the difference.